The Mochi
money notes
Plain-spoken guides to budgeting, privacy and tracking money on iPhone. No finance degree required.
- Budgeting
How to set a monthly budget on iPhone that actually sticks
Most people quit budgeting in week two. Start from last month, keep it to five categories, and cut 10% where it counts.
Read the guide - Privacy
Expense trackers that don’t ask for an account
What “no account required” really means, why apps ask for one anyway, and what to check before you trust one.
Read the post - Offline
How to track expenses without internet
Offline-first versus offline-queued, a four-step airplane-mode test, and why most trackers fail it.
Read the post