Track expenses, the easy way
The simplest way to track expenses, set budgets, and reach your savings goals. All in one cute little app.
A quick look.
Five screens. That's pretty much the whole app.
Your data, your phone.
Everything stays on your device. No accounts to make. We never see a single transaction.
Actually nice to use.
Add a transaction in three taps. Get to where you're going. No ads, no dark patterns.
Works on the subway.
No internet? No problem. Tracking, budgets, charts. All of it runs locally on your phone.
Common questions.
Is Mochi Money free?
Yes. The app is free to download from the App Store. There's an optional subscription for power features.
Does it work without internet?
Yep. Adding transactions, viewing charts, and managing budgets all run on your phone. No internet needed.
Do I need to create an account?
No. No email, no password, no signup screen. Download it, open it, start tracking.
Where does my financial data live?
In your personal iCloud account, encrypted by Apple, so it stays in sync across your devices. It never touches our servers, and we never see a single transaction.
Which devices does it support?
iPhone running iOS 16 or later.