Track expenses, the easy way

The simplest way to track expenses, set budgets, and reach your savings goals. All in one cute little app.

Mochi Money home screen showing monthly total balance, income, expenses, and a budget progress bar Mochi Money insights screen with a colorful spending ring chart by category Mochi Money transactions screen with a monthly calendar view of daily totals
100%
works offline
0
trackers or ads, ever
cuteness, included

A quick look.

Five screens. That's pretty much the whole app.

Spending Tracker. Mochi Money home screen showing monthly total balance, expenses, income, and a budget progress meter.
home base
Quick add. Log a new expense or income in seconds with a built-in keypad, wallet picker, and category tags.
quick add
Insights. See where your money goes with a colorful spending ring and a category breakdown for the month.
insights
Calendar. Browse every transaction in a monthly calendar with daily totals and a searchable list.
calendar
Budgets. Set a monthly budget for each category and watch progress bars in real time.
budgets

Your data, your phone.

Everything stays on your device. No accounts to make. We never see a single transaction.

Actually nice to use.

Add a transaction in three taps. Get to where you're going. No ads, no dark patterns.

Works on the subway.

No internet? No problem. Tracking, budgets, charts. All of it runs locally on your phone.

Common questions.

Is Mochi Money free?

Yes. The app is free to download from the App Store. There's an optional subscription for power features.

Does it work without internet?

Yep. Adding transactions, viewing charts, and managing budgets all run on your phone. No internet needed.

Do I need to create an account?

No. No email, no password, no signup screen. Download it, open it, start tracking.

Where does my financial data live?

In your personal iCloud account, encrypted by Apple, so it stays in sync across your devices. It never touches our servers, and we never see a single transaction.

Which devices does it support?

iPhone running iOS 16 or later.

Ready to track
the delightful way?

Join thousands who've made expense tracking actually enjoyable.

Download on the App Store